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Tonya Kern

Loan Officer | PWB Woman of the Year, 2023 | HBAR Lender of the Year, 2023

“I love helping borrowers and helping other woman see, we can do it all!”

About Tonya

In her 10 years of experience in the Richmond Real Estate market, Tonya Kern has assisted hundreds of families as they navigate their path to homeownership. As a Loan Officer, she has brought her skillset and expansive knowledge of the buying process to the lending process.

Mortgage Solutions:

Tonya is an exceptional problem solver- and her willingness to help no matter the circumstances is why she so many recommend and trust Tonya for their mortgage needs. Whether you are looking to purchase an existing home, a new construction home, or refinance your current mortgage — Tonya is ready to deliver the same fantastic experience every time.

Learn More About Me!

Mom, Wife & Lender! I love my job!

tkern mom
As a wife and mortgage lender, I adore both my family and my job. At home, I cherish love and togetherness. At work, I help people achieve their dreams of homeownership. Finding joy in both, I'm grateful for the fulfilling balance they bring to my life.
Tkern work
As a mortgage lender, I'm here to make your dream of owning a home come true. I'll walk you through the process with care and clarity, so you can focus on creating a space that truly feels like home.
tkern volunteer
Contributing to my community is at the heart of who I am. Whether it's volunteering at local events, supporting charitable causes, or lending a helping hand to neighbors in need, I believe in the power of giving back. By investing in the well-being of those around me, I strive to make a positive impact and create a brighter future for us all. You can read about Homes for Hope

Mom, Wife & Lender, I love my Job

Being part of your journey of making a House a Home, is 100% why I love what I do!

Our Partners :

Equal Housing Opportunity Logo

Southern Elite Mortgage LLC, NMLS# 2581600 (www.nmlsconsumeraccess.org). Southern Elite Mortgage LLC is licensed in Virginia as a mortgage broker under license number MC-7881. This is not an offer for the extension of credit or a commitment to lend. Some restrictions apply. Not all applicants will qualify for financing. Southern Elite Mortgage LLC is an equal housing opportunity mortgage broker.

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804-293-2425

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