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Garrett Hicks

Reverse Mortgage Specialist | Branch Manager, NMLS #1217204

Helping clients plan for today and for tomorrow.

Reverse Mortgage Expertise

With over a decade of experience in the mortgage industry, Garrett specializes in reverse mortgages for clients 55 and older. His focus is on building financial flexibility and stability—whether that means eliminating monthly payments, accessing equity, or creating long-term peace of m

Secondary Market Insight

Garrett’s background includes working directly with capital markets as both a wholesale and correspondent account executive. This unique experience gives him a deep understanding of loan structures, pricing strategies, and how to tailor the right product for each borrower’s needs.

Learn More About Me!

Personalized Lending Approach

Garrett Hicks Loves his Family
Now, as we prepare to welcome our first daughter, Tatum Rae, I understand more than ever how important it is to feel financially confident and secure—especially when it comes to your home. That’s why I’m passionate about helping families make smart mortgage decisions that support their future, not just today.
Rescue Puppies loved
Abbey and Ollie, our two rescue pups, are a big part of our family. Owning a home gives them the space and comfort they deserve! From playing in the yard to relaxing by our side. A home isn’t just for people...it’s where pets feel safe, loved, and truly at home.
Experience Life
Life is full of adventures, and the best ones start with a sense of security. When you feel financially confident in your home, it creates the balance to enjoy life more. Whether that’s traveling, spending time with family, or simply enjoying the everyday moments. A stable home lays the foundation for a fuller, freer life.

Helping clients plan for today and for tomorrow.

I am dedicated to helping you find the best financing options tailored to your unique situation. Together, we will create a path to financial stability and wealth for years to come.

Our Partners :

Southern Elite Mortgage Logo

Southern Elite Mortgage LLC, NMLS# 2581600 (www.nmlsconsumeraccess.org). Southern Elite Mortgage LLC is licensed in Virginia as a mortgage broker under license number MC-7881. This is not an offer for the extension of credit or a commitment to lend. Some restrictions apply. Not all applicants will qualify for financing. Southern Elite Mortgage LLC is an equal housing opportunity mortgage broker.

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804-293-2425

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