Southern Elite Mortgage LLC’s Online Privacy Policy

We do not sell personal data to outside vendors or any third parties.

Southern Elite Mortgage LLC recognizes that protecting your privacy is paramount to maintaining the trust you have put in us.

Southern Elite Mortgage LLC’s Collection of Personal Information

Southern Elite Mortgage LLC collects non-public information about you from some or all of the following sources:

  • Applications or other forms – this includes name, address, social security number, assets, and income.
  • Transactions with Southern Elite Mortgage LLC, our affiliates, or others (such as joint marketing companies in which we do business) – this includes account balances, payment history, parties to transactions and credit card usage.
  • Consumer reporting agencies – this includes credit worthiness and credit history.

What Southern Elite Mortgage LLC Discloses

We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted by law.

Affiliates and Joint Marketing

Southern Elite Mortgage LLC has affiliated relationships and unless you choose to opt out affiliate sharing, certain personal information will be shared with our affiliates.  Southern Elite Mortgage LLC also shares non-public personal information with companies in which we have joint marketing agreements.

Southern Elite Mortgage LLC has the following affiliates:

  • StyleCraft Homes, Inc.
  • United Title of VA, LLC.
  • Parker, Pollard, Wilton & Peaden, P.C

Opting Out of Southern Elite Mortgage LLC’s Sharing of Personal Information

You will need to register an opt-out with us for prohibiting the sharing of your nonpublic personal information since we do share or disclose nonpublic personal information with affiliates and joint marketing companies. Opting out of information sharing does not include any service providers necessary to facilitate your mortgage request.

Security

Southern Elite Mortgage LLC has established high standards for protecting your information from unauthorized access, alteration or destruction that comply with Federal regulations to guard your non-public personal information.

Southern Elite Mortgage LLC employs and maintains network firewalls and other security features that are recognized as industry standards (e.g. Secure Socket Layers, password-protected logins, server logs, access control restrictions, etc.) in an effort to prevent disruption of service or loss, theft, or alteration of sensitive information. We use reasonable commercial efforts to stay current with frequent changes in security requirements.

Southern Elite Mortgage LLC restricts access to non-public information about you to those employees who need to know that information to provide products or services to you.

Southern Elite Mortgage LLC maintains its Privacy of Consumer Information Policy (“Privacy Policy”) to effectively comply with its obligation to protect and respect the privacy of individuals and to protect the security and confidentiality of borrower’s nonpublic personal information (“NPI”) under the Gramm-Leach-Bliley Act (“GLBA”), FACTA and other laws, regulations and standards regarding privacy, use, and dissemination of non-public information. This policy applies to all Southern Elite Mortgage LLC  employees, consultants and vendors acting on Southern Elite Mortgage LLC ’s behalf.

The requirements and restrictions imposed by GLBA and FACTA are incorporated into the standard processes and procedures followed by all Operations staff. All required notices sent to borrowers undergo rigorous reviews by the Regulation and compliance vendor’s prior to being placed into production.

Opting Out of Information Sharing

To opt out of information sharing with affiliates or joint marketing companies you will need to submit a request in writing to:

Southern Elite Mortgage LLC

4198 Cox Rd

Suite 114, Unit A

Glen Allen, VA 23060

Or you can contact us via phone to opt out as well at 800-748-2147.

Questions

If you have any questions about our privacy policy, please call 800-748-2147.